Merchant Cash Advance Options for Increasing Cash Flow

Finding ways to keep a company’s cash flow smooth and consistent can be difficult, especially when minor challenges like renovations or expansions are needed to keep the cycle of expansion and opportunity growing. That is why Clover Capital Group provides merchant cash advance options that allow entrepreneurs to sidestep traditional loan application processes to get the working capital they need during those crunch times, without adding to the company’s overall loan portfolio.

How MCAs Work

Cash advances are financed from credit card receipts, so the volume of card sales your company averages is used to determine the advance’s size, and payment is tied to a percentage of your receipts. This means they flex with your business, staying affordable and consistently proportional until they are repaid.

Benefits of Merchant Cash Advances

On top of the fact that they do not count toward your overall loan portfolio, cash advances have a number of other benefits:

  • No application fees
  • No closing costs
  • Funds are often available within 24 hours
  • No loss of equity
  • Convenient payback

Whether you are looking for a single option for cash flow issues today or building a finance portfolio to flex with your company’s needs, merchant cash advances provide options and terms that are unique, to give you the access you need when a traditional loan application would not be feasible for your short-term needs.